Happy New Year....Happy Savings!

As the New Year begins, many of us are reflecting on our lives and making resolutions to change something in our lives this year. Among the most common and most successful of resolutions is something that virtually everyone has a need of these days—saving money. In a less than stable economy everyone is trying to save a buck, but not everyone knows how to save effectively.

Here you will find some easy ways to start saving money that anyone can do; no matter how big or small their budget may be. Anyone can save money with a little planning and dedication.

The first step to saving money is to track your spending. This will help you to be mindful of what you spend and how you spend it. It is a good idea to write down everything you spend, making sure to include the small things you may not normally keep track of, like your morning cup of coffee. Having all of your expenses written in the same place will help you be aware of how you can slim your budget.

                  
Once you have a good understanding of the areas you are going to cut back in, you can turn you attention to some more creative ways to save money.One way to stretch your budget is to go green. Being more eco-conscious is not only good for the environment, but also your wallet. Simple things like growing your own vegetables and herbs at home can make a big different in your daily spending.  There are many ways to save money while saving the environment. Some are more traditional like turning of the lights when not in use and using reusable water bottles instead of disposable ones. But it is also good to look at more unconventional ways to save, like turning old pickle jars or baby food jars into chic storage containers for pens or small pieces.

                  
No matter which approach you take to saving money this year, make sure you have a plan and that you are ready to stick with it. Look for ways to save that you normally may not consider check your JollySavers deal site and you may be surprised at how much money you can accumulate this year. I know you can do it!